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It really isn’t all that hard to figure out how to save money around the house. Small changes here and there (with just a few large changes) can add up to real savings. Save some cash in the bank by fitting in these easy money-saving ways.

Do It Yourself

Paying others to do jobs around the house constitutes a large chunk of the money spent in renovating your home. Doing these jobs yourself, from minor repairs to installing windows is a great way of saving money. There are some jobs that might require some skill, but you can save a considerable amount of money. For the budding do-it-yourself enthusiast, the Internet is a fantastic place to find a lot of resources. You could also get some books from the library. If the project is going to be complicated, then attend a workshop at a home improvement store or at a local education center. The cost of attending the workshop is small and adds to the savings in the long run.


Learn how to change your heater and air-conditioner filters. Clean out the gutters in the spring. Replace shower heads and faucets. Change the air and oil filters in your car regularly.

Repair – Don’t Replace

The tendency for most people is to throw away things that break. But instead of immediately throwing out the broken item, try practicing frugal living by attempting to repair the item. For instance, a small sewing kit can be used to repair lost button on clothing, torn knees and ripped hems. A few nails and some wood glue can take care of a broken chair leg. If the item that is broken is something that you yourself cannot repair, find out if your neighbor or a friend has the necessary skills to fix it.

Repay the labor with another service that you can do

For example, you can offer to do several hours of babysitting in exchange for fixing your car by a mechanically-inclined friend. It’s a win-win for both of you.

Figure out what you can do without

You can, of course, simply try to live without something that costs too much money. The idea may seem a little odd at first, but you will find that there are many items you think are “necessary” but later on find that you can live without it.

Combine the ride

Your car is usually the second most expensive item aside from the house. Some families have found that sharing car rides with a neighbor is a great way to save money, and there is less maintenance to keep up with.

Move to a smaller home

Just because you can afford it, does not mean you have to spend all your money on a large house. This doesn’t mean frugal living equals living in a small closet, just that a larger house may not be necessary. If you’re renting, take into account the cost of insurance and maintenance when buying your first home. Make sure it’s a sound investment first, and whether you’ll be able to continue saving money even after the bills are paid.

Dine out less, eat at home more

You have probably heard of this one before, but maybe you don’t realize how expensive it really is to eat out all the time. Think about it, the average salad (even at a fast food restaurant) costs about $5, but the average bag of salad at the grocery store is $2.50. Grow your own? Now we’re talking pennies. So really consider this one carefully. A simple home-cooked meal is easy and way cheaper.

Go ahead, change the way you think about living a more frugal lifestyle. Then let the savings begin!

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Best Shampoo for African-American Hair

African-American hair is different from all other hair. Too often, African-American women use the wrong shampoo and conditioners. It’s tough to keep your hair under control without using products that make it greasy and oily. To help clear up the confusion, these are a few of the best shampoos for African-American hair.

The Ideal Shampoo for African-American Hair

Examine the ingredients on the shampoo label. An ideal shampoo should be gentle and alcohol-free. Look for hair products containing natural oils such as jojoba, grape seed, avocado, olive oil, tea tree oil, coconut oil, or emu oil. Never confuse natural oils with mineral oil, which will dry out your hair.

Condition Your Hair

To keep hair soft and well-moisturized, always use a conditioner after shampooing. Not only is conditioning good for the health of your hair, but it also makes it easier to manage and reduces follicle breakage. No matter how gentle a shampoo, it strips your hair of its natural oils, making it necessary to restore moisture. The right conditioner (preferably of the same brand as the shampoo) will do just that.

How Often to Wash Hair

Many African-American women wash their hair too frequently. Washing it every day leaves hair dry and prone to breakage, especially if you use a heated styling tool such as a blow dryer, curling iron, or flatiron, or if your hair is chemically treated. Ideally, African-American hair shouldn’t be washed more than once a week with a shampoo, although you can rinse your hair with water every day.

Hydratherma® – Naturals Moisture Boosting Shampoo

This shampoo stimulates the hair and scalp with natural extracts, such as sea kelp, algae, and seaweed. Enriched with omega 3 and omega 6 acids, it promotes an 8-percent moisture level in African-American hair. Hydratherma cleanses, hydrates, softens, and detangles hair without unnecessary buildup.

Karen’s Body Beautiful® – Ultimate Conditioning Shampoo

Karen’s Body Beautiful shampoo moisturizes thirsty hair without stripping it of natural oils, which is why African-American women praise this shampoo as being perfect for their hair. In addition to being ideal for dry and curly hair, it’s recommended for colored and chemically treated hair.

Elucence’s® – Moisture Benefits Shampoo

Enriched with Irish moss, wheat protein, ginseng, peach extracts, and wheat protein, Elucence shampoo is a gentle product that’s getting great reviews. It moisturizes without weighing down hair. With regular use, hair feels softer, healthier, and fresher.

Zipporah’s® – Delight My Hair Moisturizing Shampoo

Zipporah’s shampoo is rated ideal for African-American hair, as it contains coconut milk, Shea butter, and aloe juice. It cleanses the scalp and hair gently while moisturizing deeply.

Redken’s® – Clear Moisture Shampoo

The Redken product line has been trusted for years for its outstanding quality. Their clear moisture shampoo is enriched with apricot oil, glycerine, and glucosamine, and helps rebalance and restore damaged hair and keep it in peak condition.

Keep in mind that the best shampoo for African-American women usually is not available at the supermarket or drug store. For quality products, you would be better served by visiting a health store or hair salon that caters to African-American hair.

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