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It really isn’t all that hard to figure out how to save money around the house. Small changes here and there (with just a few large changes) can add up to real savings. Save some cash in the bank by fitting in these easy money-saving ways.

Do It Yourself

Paying others to do jobs around the house constitutes a large chunk of the money spent in renovating your home. Doing these jobs yourself, from minor repairs to installing windows is a great way of saving money. There are some jobs that might require some skill, but you can save a considerable amount of money. For the budding do-it-yourself enthusiast, the Internet is a fantastic place to find a lot of resources. You could also get some books from the library. If the project is going to be complicated, then attend a workshop at a home improvement store or at a local education center. The cost of attending the workshop is small and adds to the savings in the long run.

Maintenance

Learn how to change your heater and air-conditioner filters. Clean out the gutters in the spring. Replace shower heads and faucets. Change the air and oil filters in your car regularly.

Repair – Don’t Replace

The tendency for most people is to throw away things that break. But instead of immediately throwing out the broken item, try practicing frugal living by attempting to repair the item. For instance, a small sewing kit can be used to repair lost button on clothing, torn knees and ripped hems. A few nails and some wood glue can take care of a broken chair leg. If the item that is broken is something that you yourself cannot repair, find out if your neighbor or a friend has the necessary skills to fix it.

Repay the labor with another service that you can do

For example, you can offer to do several hours of babysitting in exchange for fixing your car by a mechanically-inclined friend. It’s a win-win for both of you.

Figure out what you can do without

You can, of course, simply try to live without something that costs too much money. The idea may seem a little odd at first, but you will find that there are many items you think are “necessary” but later on find that you can live without it.

Combine the ride

Your car is usually the second most expensive item aside from the house. Some families have found that sharing car rides with a neighbor is a great way to save money, and there is less maintenance to keep up with.

Move to a smaller home

Just because you can afford it, does not mean you have to spend all your money on a large house. This doesn’t mean frugal living equals living in a small closet, just that a larger house may not be necessary. If you’re renting, take into account the cost of insurance and maintenance when buying your first home. Make sure it’s a sound investment first, and whether you’ll be able to continue saving money even after the bills are paid.

Dine out less, eat at home more

You have probably heard of this one before, but maybe you don’t realize how expensive it really is to eat out all the time. Think about it, the average salad (even at a fast food restaurant) costs about $5, but the average bag of salad at the grocery store is $2.50. Grow your own? Now we’re talking pennies. So really consider this one carefully. A simple home-cooked meal is easy and way cheaper.

Go ahead, change the way you think about living a more frugal lifestyle. Then let the savings begin!

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7 Hand and Nail Care Tips For Every Gardener

Gardening is rewarding and relaxing but you wouldn’t want to end up with rough, dry hands and dirt-filled nails making them look unkempt and ugly. Gardening has you on your hands and knees, in dirt while you work your magic at nurturing and growing, but you also need to work the magic with personal care. Sometimes women find it difficult to care for both.

We care about you, so are a few tips to make it easy to have good-looking and healthy hands and nails.

Apply Sunscreen on hands before gardening

For sunny weather, apply sunscreen or SPF moisturizers on hands before going out to the garden to avoid sunburns and aging or spotty hands. Less sunny? You can rub coconut oil on hands as it protects and moisturizes simultaneously. Coconut Oil has an SPF of 4, blocking 75% UV rays (that’s about 45 minutes of sun).

Wear Protective Gloves while gardening

Putting on gloves while gardening protects the hands against the staining properties of compost and some soils. Choosing the perfect glove to fit your hands and purpose is important in order to adequately protect your hands and minimize the amount of dirt that seeps into your nails.

Where you might find gardening gloves uncomfortable – as some women do and prefer using their bare hands – you can use surgical gloves since they are tighter and feel more like skin than gardening gloves. Tip: Apply talcum powder or cornstarch on your hands to help with sweat as a result of the tight fit.

Scratch bar soap into your nails

After working out in the garden, you might find washing off soil from your fingernails a daunting task. To avoid that, dig your nails/scratch into a soap bar so it gets under your nails before you go out to do the gardening. It will prevent dirt from getting deep into your nails and cuticles, and make washing them super easy.

To wash, apply extra soap to hands and brush nails with a soft-bristle brush to get the extra bits of soap out and to wash off the dirt.

Apply natural stain removers for nail whiteness

Your nails might look dull and probably stained or colored from the continuous gardening. Make a paste to pack under your nails using 1 part (3 percent) hydrogen peroxide and 2 1/2 parts baking soda to whiten them. After 3 minutes, rinse off with water. You can also apply the juice from a freshly cut lemon or tomato for 5 minutes and rinse with warm water as these fruits are known to have lightening properties. Remember to moisturize after washing to avoid dry and brittle hands.

Moisturize hands with creams and oils

Washing hands with soap can take away the moisture from your skin and nail cuticles. So don’t forget to start with the soap you use, you want to choose something that puts the moisture back. Use moisturizing creams and oils after a wash will then lock in that moisture and rejuvenate the skin making it smooth and soft again.

Homemade moisturizers from coconut oil, lavender or sunflower oil, aloe vera or honey are very effective, cheap and easy to make. Also, massage your cuticles with moisturizing oils or balms to get the blood circulating around the cuticles which promotes nail growth.

Regular manicures

Trim nails to the same length and keep them shaped in (squared-off) ovals as this is the best shape for active hands and reduces dirt accumulation. Get a regular manicure to pamper and keep your hands and nails looking good. For polished nails, coat with extra layers and use gloves to make it last.


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